Mortgage Process Support Services
Vyometek provides operational support for mortgage lenders and servicers across origination, processing, servicing, and loss mitigation. We operate within your compliance framework and regulatory guidelines—all underwriting and lending decisions remain with your institution.
Operational Support Areas
Loan Origination Support
Application intake, document collection, data entry, and initial file preparation for loan officers and underwriters.
Mortgage Processing Assistance
Verification of employment, income calculations, asset documentation, and condition clearing support.
Loan Servicing Support
Payment processing, escrow administration, tax and insurance tracking, and customer service for borrower inquiries.
Loss Mitigation Support
Documentation collection, financial analysis assistance, and workflow support for forbearance, modification, and foreclosure alternatives.
Post-Closing & Quality Control
File auditing, documentation verification, and post-closing condition clearing support.
Regulatory Compliance Support
Documentation verification, compliance checklist completion, and audit trail maintenance for regulatory requirements.
Regulatory Framework
No Lending Authority
Vyometek does not make underwriting decisions, approve loans, or set terms. All decisions remain with your institution.
QM/ATR Compliance Support
Supporting documentation and verification for Qualified Mortgage and Ability-to-Repay requirements.
Regulatory Adherence
Full compliance with CFPB, state lending laws, and investor guidelines within your defined framework.
Confidential Information Handling
Secure management of borrower financial information, credit data, and non-public personal information.
Operational Scope
Vyometek operates as an operational support partner, not as a mortgage lender, broker, or servicer. We process documentation, verify data, and coordinate workflow—all subject to your supervision and authority. All underwriting, approval, and servicing decisions remain exclusively with your institution.